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Disclosures

MasterCard’s Zero Liability Policy covers U.S.-Issued cards and does not apply to certain commercial card transactions or any transactions not processed by MasterCard. You must notify your financial institution immediately of any unauthorized use. For specific restrictions, limitations and other details, please consult your issuer.

⁵The Annual Percentage Yield (APY) for savings accounts through Payvato is variable and is subject to change at any time. The disclosed APY is effective as of May 22, 2023. An account must have $0.01 in savings to earn interest.

⁶Check deposits received after 5PM ET on a business day (excluding weekends and bank holidays) will be processed the next business day. Funds are generally made available within 4 business days after the deposit is approved. All deposits are subject to review and acceptance is not guaranteed.

To prevent delays in the processing of your check, please check the following:

• Your name should be in the “Pay To The Order Of” field
• Check is drawn on a financial institution in the United States
• Check is dated within the last six (6) months
• Write “For Payvato Mobile Deposit Only” under your endorsement
• Out-of-network ATM withdrawal fees apply. Payvato will charge an ATM Withdrawal Fee of $2.50, in addition to any fees charged by the ATM operator. Please refer to account terms and conditions.

The Elevate membership is $200 per month. Opening an account through Payvato is optional. Travel, spend and experiences benefits are only available with the Payvato account and Elevate Debit Card.

Payvato Investment Advisors Accounts are held at a broker-dealer and qualified custodian DriveWealth, LLC, member SIPC and FINRA. Cash and investments in this account are protected by SIPC up to $500,000, with a limit of $250,000 for cash. For details, please see https://www.sipc.org.

Investment advisory services are provided by Payvato Investment Advisors LLC, an SEC registered investment adviser. Brokerage services are provided by DriveWealth LLC, member FINRA/SIPC.

Investments In securities: Not FDIC Insured – Not Bank Guaranteed – May Lose Value.

Payvato, Inc is not a lender. All decisions and terms offered are the responsibility of the participating lenders. Your results will be unique based on the items showing in your credit report, zip code and other factors for certain products and services. Not all consumers will qualify for the advertised rates and certain restrictions may apply depending on the type of loan.

All other product names, logos, brands, trademarks, and registered trademarks are property of their respective owners. All company, product, and service names used in this website are for identification purposes only. Use of these names, trademarks, and brands does not imply endorsement.

To be eligible for a Cash Back Reward, at the time of purchase, customers must be a Premium member, use their Payvato Mastercard® Debit Card to make a qualified transaction at a participating business while the offer is published on the Payvato website and mobile app. Terms apply.