Payvato
Bank-level security
Rates from 4.99% APR
SMART LENDING β€’ INSTANT FUNDING

Loans thatrepay themselves

The first loan that handles everything automatically. Set it once, forget it forever.

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YOUR JOURNEY β€” 5 SIMPLE STEPS

πŸ“
Apply
2-minute application, no paperwork
πŸ”—
Connect
Link your bank securely with Plaid
✍️
Authorize
Sign one-time repayment permission
οΏ½
Get Funds
Money in your account within hours
πŸ€–
Auto-Repay
We deduct the amount on the due date
Your Loan ProcedureStep 3 β€’ Authorize
Premium bank card
Connected Account
Chase β€’ Checking (...1234)
βœ“ Verified
Signature
⚑ One-time

Repayment Authorization

I authorize Payvato to withdraw the repayment amount on the due date.

I agree to the terms
βœ“
Apply
βœ“
Connect
●
Authorize
4
Fund
5
Repay
AUTO-PAY SCHEDULED
May 20, 2026
Confirmed
Amount
$275.00
πŸ”’ Secured by 256-bit encryptionACH Debit #ACH-2026-0520
GOT QUESTIONS?

Frequently asked questions

Everything you need to know about auto-repay and our loans

When you connect your bank account and apply for a loan, you sign a one-time authorization. This allows us to automatically withdraw the repayment amount from your account on the due date. You don't need to do anythingβ€”it's completely automatic!

No, we don't charge interest. We only charge a simple, transparent transaction fee based on your loan amount. You'll see the exact fee before you confirm your loan.

The repayment is automatically withdrawn on your scheduled due date. You'll receive a reminder 3 days before, and the exact amount will be clearly shown in your loan agreement.

Yes, you can update your payment method or cancel the authorization anytime through the app, as long as it's before the due date. There are no fees for changes.

Absolutely. We use 256-bit encryption and partner with Plaid for secure bank connections. Your data is never stored in plain text and we're FDIC insured.

We'll make up to 3 attempts over 5 days. You won't be charged late fees, but we'll notify you via app and email so you can add funds. After that, we'll work with you on a repayment plan.

Still have questions?

Can't find what you're looking for? Our support team is here to help.